So, what's the affordable housing issue?

        The Department of Housing and Urban Development (HUD) considers housing to be affordable to a low-income family as long as the cost of housing does not exceed 30% of the families income.  In 1997, 3 million low to moderate income working  families spent more than half of their income on housing.  By 2001 this number had jumped to 4.8 million - a 67% increase.  Over time people are not making enough each year to keeping pace with rising living costs.  

        One of the most basic problems facing low income families is that the federal minimum wage is too low to afford even a one bedroom apartment at the local Fair Market Rent.  The minimum wage was created in 1938, and only in July 2008 was it increased from $5.85 to $7.35.  The other issue with the minimum wage is that it is not indexed with inflation.  This means that as the cost of food, fuel, and rent rise each year, the minimum wage is not increased unless Congress votes to do so.  Despite states' efforts, there is no county in the country where an individual can work 40 hours per week at the minimum wage and afford even a one-bedroom apartment at the local FMR.  

        Other affordable housing issues besides cost burdens include physical inadequacy and overcrowding.  Studies have shown that children in overcrowded home situations are much less likely to complete their homework than are students who have adequate homes.  Having enough space promotes healthy relationships among family members.  

        It is the stability and protection of a home that Bike and Build is striving to help construct in communities across America.  Along the way the riders will be learning from the communities we stop at about how they deal with this problem and we will also be educating other communities that we stop in.  We are simply striving to spread awareness about this problem and well as actively try to help it.  This is just one of the many creative ways people are helping with this problem across the U.S.